About Us.

Guarantee is a monoline workers’ compensation carrier licensed in over 20 states and has offices in Ft. Lauderdale, FL; Lake Mary, FL; Sarasota, FL; St. Louis, MO; and Philadelphia, PA.

Finding solutions is the key to Guarantee’s underwriting philosophy. We offer creative risk management solutions and in many cases, Guarantee meets with clients and their agents on-site to develop the most effective solution to their workers’ comp needs.

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People.

Guarantee builds strong relationships with our agents and our policyholders. Our agents know and trust us; our production staff is some of the most recognized workers’ compensation professionals in their respective states. We offer personalized service and attention to claims; employers and injured employees recognize that they are suitably covered and that Guarantee cares.

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Service.

Guarantee provides a personalized approach to underwriting and marketing in contrast to our competitors. At Guarantee our agents and policyholders have unlimited access to a real person rather than an automated system. We pride ourselves on working one-on-one to find solutions. We have a local claims presence in each of our branch offices. Multiple billing options and an efficient collection process are essential to our ability to attract new business, retain existing policyholders and maintain a world-class service organization.

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Financial Security.

This is one of the most important characteristics that our agents and policyholders are looking for in an insurer. It is important that a company maintains its ability to meet financial obligations created by workers’ compensation insurance. Guarantee is an admitted insurance company in all states it provides workers’ compensation insurance coverage. At Guarantee, we closely monitor our premium writings to surplus ratio in order to grow financially strong while reinforcing our commitment to providing the best workers’ compensation solutions to those companies we choose to serve.